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Web21. feb 2024. · The average costs of life insurance varies based on age, health status, and type of insurance. For a young, healthy person, average costs could be around $30 per … WebLife insurance Abu Dhabi and across the UAE works in the following steps: Step 1: A policyholder pays the premium to the insurance provider. Step 2: An insurance company guarantees to pay a sum assured to the beneficiary in case of the untimely demise of the policyholder during the policy period. Web22. feb 2024. · 4. To Replace Your Spouse’s Income. One of the largest reasons to purchase life insurance is income replacement. I usually suggest that families get at least 15 to 20X (times) their annual income in life insurance to make sure there is enough money to replace the lost income. healthcare saas companies india